July 31, 2014: Nagula Chavithi
Money is a key element in our daily lives. The world does not move even an inch without money. Needless to say, Hindu mythology has given immense importance to money and the dieties who manage money and wealth. As per the Hindu traditions, Lord Kubera is the in-charge for Money. Praying sincerely to Kubera, in particular on the auspicious day of Dhana Trayodasi bring in good money according to the beliefs. The presence of the statue of Lord Kubera outside the Reserve Bank of India, the Central Bank of India, shows the importance of Lord Kubera in India.
Dhan Trayodasi falls on the auspicious thirteenth lunar day of Krishna Paksha in the lunar month of Kartika. Dhan means wealth and on the day of Dhanteras, the Owl form of the Goddess Sri Lakshmi is worshiped to provide prosperity and well being. A very interesting story about Dhanteras festival says that once the sixteen year old son of King Hima was doomed to die by a snake bite on the fourth day of his marriage as per horoscope. On that particular fourth day of his marriage his young wife did not allow him to sleep. She laid all the ornaments and lots of Silver coins in a big heap at the entrance of her husband's boudoir and lighted innumerable lamps all over the place. She went on telling stories and singing songs. When Yama, the God of Death arrived there in the guise of a serpent, his eyes got blinded by that dazzle of those brilliant lights and he could not enter the Prince's chamber. So, he climbed on top of the heap of the ornaments and coins, and sat there whole night listening to the melodious songs. In the morning, he quietly went away. Thus the young wife saved her husband from the clutches of death. Since then, this day of Dhanteras came to be known as the day of 'Yama-deepam' and lamps are kept burning throughout the night in reverential adoration of Lord Yama.
Another legend says when the Gods and demons churned the ocean for Amrit, Lord Dhanvantri emerged carrying a jar of the elixir on the day of Dhanteras. For obtaining money, one has to pray Lord Kubera. It is believed that since prayer on this day with utmost faith will make one come out of any financial difficulties.
Om Yakshaya, Kuberaya, Vysravanaya, Dhanadanyathipatiye, Dhana Dhanya Samruthideye
Dehi Dapaya Swaha
On the day of Dhana Trayodasi, one has to place the Kubera Yantra or Photo in the Pooja room. One has to commence the prayers with salutations of Lord Ganapati and then start performing pooja to Lord Kubera and seek his blessings. Offer Honey and jaggery as Naivedya before the yantra and light the lamp with pure ghee. On Dhan Trayodasi, all business persons color wash their shops and close their accounts. They worship Goddess Lakshmi and the Accounting books with coins. Lamps are lit and placed at the entrance of the shop or the house and after the dusk, in order to ward of untimely death of near and dear persons.
Ohm Sanka Sakhayanamah
Ohm Mahalakmi Nivasbhuvayenamah
Ohm Maha Padama Nisidhasayanamah
Ohm Maha Pada Nisidhasayanamah
Ohm Makharakha Nidhipriyanamah
Ohm Sukha Soumshta Nidhiyenamah
Ohm Kundykha Nayakaya Namah
Ohm Neela Nityadeepayanamah
Ohm Chitralekha Priyayanamah
Lord Kubera is worshipped in particular in the South East Asian countries of India, Sri Lanka and Indonesia.
Dhana Trayodasi in various years
Dhana Trayodasi falls on the following days in the respective years:
2014: October 21
2013: Friday, November 1
2012: Monday, November 12
2010: Thursday, November 4
2009: Thursday, October 15
2008: Sunday, October 26
2007: Wednesday, November 7
2006: October 19
2005: October 30
2004: November 10